Climate change is rapidly making many towns uninsurable. We’re exploring way in which we can address market failure in insurance and boost resilience of local communities.

Keeping people living in places of their choosing, and on own their own terms with dignity and purpose requires a joined up collaborative approach, harnessing technology and compassionate care.

Creating connections within communities between people often disconnected by technology and social divides requires out of the box thinking.

In the face of increasing threats to the physical, economic and environmental health of places, a new model of distributed resilience allows for localisation of decision making and agency, while keeping the benefits of scale.